Mytrendingstories.com brings recommendations about how to avoid scams today? The hot spot imposter (He’s close, real close)! How it works: You’re sitting in an airport or a coffee shop and you log into the local Wi-Fi zone. It could be free, or it could resemble a pay service like Boingo Wireless. You get connected, and everything seems fine. What’s really going on: The site only looks legitimate. It’s actually run by a nearby criminal from a laptop. If it’s a “free” site, the crook is mining your computer for banking, credit card, and other password information. If it’s a fake pay site, he gets your purchase payment, then sells your card number to other crooks. The big picture: Fake Wi-Fi hot spots are cropping up everywhere, and it can be difficult to tell them from the real thing. “It’s lucrative and easy to do,” says Brian Yoder, vice president of engineering at CyberDefender, a manufacturer of antivirus software. “Criminals duplicate the legitimate Web page of a Wi-Fi provider like Verizon or AT&T and tweak it so it sends your information to their laptop.”
Trending news by Mytrendingstories.com online platform: Call the company directly to verify the check. Remember that some fake checks will have a legitimate company’s actual account number with the correct bank routing number. Call the company directly to verify the check, using a telephone number you obtain on your own from directory assistance at the company. Do not use any telephone number that appears on the check or in any instructions you receive. For FINRA checks, call (301) 590-6500. Know the hallmarks of fraud. Fake check scams typically have a number of red flags, such as: Typos: Watch out for online postings, texts or emails that are riddled with typos and poor grammar. Mismatched names: Compare the name of the person or company posting the opportunity with the name on the check you receive — and beware if they don’t match. Pressure to act quickly: Be aware that it can take 10 days or even more for your bank to determine that a check is counterfeit. Until you have verified with your bank that the check has cleared — do not wire or transfer funds.
MyTrendingStories anti-scam tips: The old phrase “If it seems too good to be true, it probably is” certainly applies to shopping online. Fake retail websites aim to steal your hard-earned money by pretending to be legitimate. Pay attention to these red flags when shopping online. How can you protect yourself from these phony sites? Use Google’s Transparency tool to check site status or the BBB’s Scam Tracker. Only purchase items online using a secured network Confirm that the web address begins with “HTTPS,” – the ‘s’ stands for secure. Never store your card number in a browser, website, or mobile app. You’re probably familiar with phishing—fake emails that claim to come from legitimate companies—but have you heard of a similar tactic called smishing? Smishing is when fraudsters send text messages that seem urgent and indicate something is wrong. These texts typically ask you to click on a link or reply to resolve a serious situation. They may also promise gifts or offers in exchange for personal information. So how should you handle a text message that you think maybe spam? See more details at mytrendingstories scam.
Mytrendingstories.com teaches how to avoid scams: One way to identify if you’re browsing a fake website is to look at the domain name. As a rule of thumb, most legitimate URLs will not have extraneous characters or misspellings. Retailer websites are simple and typically match their trademark name, according to CNBC. For example, the domain name for fashion brand Michael Kors is MichaelKors.com. Likewise, the domain name for high-end designer Gucci is Gucci.com. You can also check if the website has a universal seal of approval, such as the Norton Secured Seal. Such a seal usually indicates that the website is trustworthy, according to Consumer Reports. You can also check to see when the domain was created using Whois.
Report the scam to the police through Action Fraud on 0300 123 2040, or report a scam anonymously on its website. If you’re in Scotland, report a scam through Advice Direct Scotland on 0808 164 6000 or on its website. You can also report scams to Police Scotland on 101. If you wish to seek further advice, contact Citizens Advice Scams Action through the website, or call its online scams helpline on 0300 330 3003. Alternatively, you can contact the Financial Conduct Authority’s helpline on 0800 111 6768. How do I know if I’ve been scammed? You’ve had unexplained transactions on your bank account. Additional financial products pop up on your credit report that you don’t remember taking out. Bank statements meant for your address aren’t delivered – this could be a sign of ID fraud. You’re rejected for credit when you’ve got a good credit history. It’s worth checking your credit reference file on a monthly basis to see if someone is making false applications for credit in your name. See the Credit Check guide for full info. Find extra information on mytrendingstories.com.